FOR INDIAN CONTRACTORS & SMEs
Project-wise profit · Outstanding tracking · Bank reconciliation · Auto payment capture · CA-ready reports
LedgerMint helps contractors and small businesses know their real cash position, track outstanding payments, and see project-wise profit before it is too late — with payments recorded automatically from UPI and bank messages.
The Android app reads your bank SMS and UPI notifications (GPay, PhonePe, Paytm) and records every debit and credit by itself. You just add a note in the evening.
A running ledger for every client, supplier and labour contractor — you gave, you got, balance — with advances, salary deductions, and one-tap ledger sharing.
Tag payments to sites and see exactly which project makes money and which loses it, with category breakdowns and exportable project reports.
Upload Excel/CSV statements from any Indian bank — months or years of history imported in minutes, duplicates skipped, remarks preserved.
Profit & loss, cash book, bank book, full statements and outstanding receivables/payables — as Excel or PDF, ready to WhatsApp to your accountant.
One login, all devices — Android, laptop, iPhone. Row-level security means only your account can ever read your books.
🔒 Your own private cloud. Every record is locked to your login with database-level row security. Nobody else — including other users — can ever read your books.
🇮🇳 Made in India, for Indian workflows. RA bills, labour advances, UPI narrations, DDMMYYYY bank statements — built around how business actually runs here.
📄 CA & auditor friendly. Every ledger, statement and P&L exports as clean Excel/PDF your accountant can file from directly.
🔐 Encrypted & ad-free. HTTPS everywhere, statement passwords never leave your device, no ads, no selling of data. Weekly backup file recommended and built in.
| LedgerMint | Tally | Khata apps | |
|---|---|---|---|
| Auto-capture of UPI & bank payments | ✔ | ✖ | Partial |
| Project / site-wise profit & loss | ✔ | Via setup | ✖ |
| Bank statement import (even password-protected) | ✔ | Partial | ✖ |
| Books-vs-bank reconciliation view | ✔ | ✔ | ✖ |
| Labour advances & salary deduction khata | ✔ | Manual | Partial |
| Built for contractors specifically | ✔ | ✖ | ✖ |
Fair note: Tally remains stronger for full GST filing and statutory books — LedgerMint is the daily cash, khata and project-profit layer contractors actually open every day.
Free during early access. Founding users keep generous free limits when paid plans launch. Planned launch pricing:
| Starter — books, khata, reports | Free |
| Business — multi-account, imports, reconciliation | ₹499/mo |
| Contractor Pro — projects, aging, WhatsApp reminders, CA login | ₹1,499/mo |
No invented user counts, no fake reviews — just how it actually works:
🔒 Your own private cloud. Every record is locked to your login by database-level row security — no other account can ever read it.
🛡️ Encrypted in transit. All traffic runs over HTTPS; statement-file passwords are processed on your device and never uploaded.
🧾 CA & auditor friendly. Every report exports as Excel or PDF your accountant can work with directly.
🇮🇳 Made in India, for Indian banking. Built around UPI, Indian bank SMS formats, HDFC/SBI/ICICI statement layouts, khata and labour-advance workflows.
🚫 No ads. Data never sold. The product is the tool, not your information.
Those are fine tools — LedgerMint is simply built around a contractor's actual day: payments capture themselves from your phone instead of data entry; every entry can join both a party khata and a project, so you get ledger balances AND site-wise profit from the same data; labour advances deduct correctly from salaries; bank statements import in bulk with duplicates blocked; and money between your own accounts is recognised so it never fakes income. If your work is sites, RA bills and labour — this is shaped for you.
Who is LedgerMint for?
Contractors, sub-contractors, traders and small businesses in India who deal with many payments a day — site expenses, labour payments, client RA bills — and need clean books without hiring a full-time accountant.
How is it different from a normal khata app?
Payments record themselves from SMS and UPI notifications, statements import in bulk, and every entry can link to both a party khata and a project — so you get party balances AND project profit/loss from the same data.
Is my data safe?
Your books live in your own private cloud account protected by your email and password, with database-level security. Nothing is sold or shared.
Does it handle GST?
You can tag GST payments (dedicated GST Paid category) and export clean statements for filing. Automatic GSTR reconciliation is on the roadmap — we won't claim it before it exists.
What does it cost?
Free during early access.
LedgerMint · Blog · Made for Indian contractors · hello@ledgermint.app